What We Do? – We Offer All Kinds of Personal Loan

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Universe Enterprise offers a comprehensive range of loan plans to our customers nationwide. The loan application is fast and easy where we shall provide you with flexible funding at times of your financial needs. Some of our loan packages include personal loan, pension as well as SOCVO holders balance transfer.

Personal Loan

Customers can obtain their personal loan from our company to settle some of their most essential financial needs such as for their education purpose, credit card repayment, house renovation, property mortgage and many other personal finance needs. Successful loan applicants can enjoy our flexible loan structure with affordable paying back fees.

Pension and SOCSO holders

To whose have pension or SOCSO fund and need of cash for emergency use.

Balance Transfer

Customers may also transfer their outstanding balance to us from other money lender. It will thus help our customers at:

  • Save more with lower interest rates.
  • Extra cash for your other needs.
  • Pay less on interest charge.
  • Long repayment period up to 24 month.

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Personal Loan

  Term Secures Loan Unsecured Loan
Sosco 12 month 1.0% 1.5%
Pension 10 month 1.0% 1.5%
Government 6 month 1.0% 1.5%
Private 6 month 1.0% 1.5%

BM Version

Apa Yang Kami Lakukan?

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Universe Enterprise menawarkan pelbagai pinjaman disesuaikan untuk memenuhi keperluan nasional ditubuh. Kami akan menbawa anda melalui proses pinjaman langkah-demi-langkah dan menbuat anda cepat, fleksibel dana ketika anda memerlukannya. Program pinjaman inovatif kami di sini dan di luar negeri termasuk peribadi, pemegang EPF dan SOCSO, pemindahan wang.

Pinjaman Individu

Untuk keperluan individu seperti pendidikan, hipotek, renovasi, bayaran kad kredit atau bentuk-bentuk pinjaman peribadi. Pelamar yang memenuhi syarat pinjaman nama akan privasi dengan struktur pinjaman fleksibel dan biaya terjangkau.

Pemegang EPF dan SOCSO

Untuk yang telah pencen atau dana Socso dan memerlukan wang tunai untuk kegunaan kecemasan.

Pemindahan Wang

Apa yang anda perlu lakukan adalah memindahkan baki tertunggak anda dari pemberi pinjaman wang lain:

  • Jimat replace simpan lebih banyak dengan kadar faedah yang lebih rendah.
  • Wang tunai tambahan untuk keperluan lain anda.
  • Membayar kurang dalam caj faedah.
  • Tempoh bayaran balik sehingga 24 bulan.

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Pinjaman Individu

  Term Cagaran Tanpa Cagaran
Sosco 12 bulan 1.0% 1.5%
Pencen 10 bulan 1.0% 1.5%
Kerajaan 6 bulan 1.0% 1.5%
Swasta 6 bulan 1.0% 1.5%

Copyright 2017 Universe Enterprise. All right reserve

Universe Enterprise (001617806-X)
No.Lesen : WL5669/14/01-5/110716, No.Permit : WP5669/14/01-5/110716, Sah Dari : 12/7/2014 hingga 11/7/2016, Cagaran :12% Tahunan , Tanpa Cagaran : 18% Tahunan